Елена Самтынова
HayDmitriy / Depositphotos.com
Правительство РФ подготовило законопроект, предусматривающий внесение изменений в Федеральный закон от 2 декабря 1990 г. № 395-I «О банках и банковской деятельности» (далее – Закон № 395-I).
В частности, предлагается дополнить ст. 29 Закона № 395-I, устанавливающую права и обязанности банков по определению размеров процентных ставок и комиссионного вознаграждения. Новая норма может избавить граждан от необходимости оплаты комиссии за денежный перевод между разными подразделениями в разных регионах одного и того же банка.
Как следует из пояснительной записки к тексту проекта закона, филиалы конкретного банка входят в его единую систему, и переводы клиентов – физических лиц между счетами, открытыми в территориальных подразделениях разных регионов, являются обычными внутренними банковскими переводами. Они не создают добавленной стоимости, и кредитная организация тем самым не оказывает гражданам какой-либо дополнительной услуги. Разработчики законопроекта отмечают, что установление комиссии за переводы в пределах Российской Федерации указывает на межрегиональную дискриминацию потребителей банковских услуг, которую необходимо устранить внесением соответствующих изменений в закон.
В числе позитивных перемен от принятия законопроекта1 авторы видят:
свободное перемещение денежных потоков за счет послаблений требований; развитие системы безналичных платежей; прекращение практики дискриминационного подхода при осуществлении банковских услуг; стимулирование кредитных организаций к совершенствованию бизнес-процесса в целях улучшения качества предоставляемых услуг.
Данные изменения направлены на обеспечение единства экономического пространства, подчеркивается в пояснительной записке.
Кроме того, в сентябре сего года на рассмотрение Госдумы внесен законопроект2 о внесении изменения в Закон № 395-I, предусматривающего запрет на взимание с держателей платежных карт комиссии по операциям, осуществляемым между кредитной организацией, выпустившей платежную карту, и иной кредитной организацией. В данный момент он находится на рассмотрении Комитета Госдумы по финансовому рынку.
_____________________________
1 С текстом законопроекта № 813620-7 «О внесении изменений в статью 29 Федерального закона «О банках и банковской деятельности» и материалами к нему можно ознакомиться на официальном сайте Госдумы. 2 С текстом законопроекта № 798527-7 «О внесении изменений в Федеральный закон «О банках и банковской деятельности» в части регулирования комиссионного вознаграждения по отдельным операциям кредитных организаций» и материалами к нему можно ознакомиться на официальном сайте Госдумы.
You made some good points there. I did a search on the issue and found mainly persons will agree with your blog.
It is actually a nice and useful piece of information. I am satisfied that you shared this useful info with us. Please keep us up to date like this. Thanks for sharing.
That is the correct weblog for anybody who needs to seek out out about this topic. You notice so much its virtually onerous to argue with you (not that I truly would want…HaHa). You positively put a brand new spin on a topic thats been written about for years. Great stuff, simply great!
Today, I went to the beachfront with my kids. I found a sea shell and gave it to my 4 year old daughter and said «You can hear the ocean if you put this to your ear.» She put the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is entirely off topic but I had to tell someone!
It’s actually a great and helpful piece of info. I’m glad that you simply shared this useful info with us. Please keep us informed like this. Thanks for sharing.
magnificent post, very informative. I wonder why the other specialists of this sector do not notice this. You must continue your writing. I’m confident, you’ve a huge readers’ base already!
A lot of of what you point out is astonishingly appropriate and it makes me ponder why I had not looked at this in this light previously. Your piece really did turn the light on for me personally as far as this specific subject goes. However at this time there is actually one point I am not really too cozy with so while I make an effort to reconcile that with the actual core idea of your position, permit me see exactly what all the rest of your readers have to point out.Very well done.
There are definitely plenty of details like that to take into consideration. That is a nice level to convey up. I provide the ideas above as general inspiration but clearly there are questions just like the one you bring up the place the most important thing will probably be working in sincere good faith. I don?t know if best practices have emerged round issues like that, however I am positive that your job is clearly recognized as a good game. Both boys and girls feel the impact of just a moment’s pleasure, for the rest of their lives.
I know this if off topic but I’m looking into starting my own blog and was wondering what all is required to get setup? I’m assuming having a blog like yours would cost a pretty penny? I’m not very internet smart so I’m not 100 certain. Any recommendations or advice would be greatly appreciated. Cheers
Whats Happening i am new to this, I stumbled upon this I’ve found It absolutely useful and it has helped me out loads. I am hoping to give a contribution & help different users like its aided me. Good job.
I haven’t checked in here for a while because I thought it was getting boring, but the last few posts are good quality so I guess I will add you back to my everyday bloglist. You deserve it my friend 🙂
Just desire to say your article is as astounding. The clearness for your publish is just great and i can suppose you are an expert in this subject. Fine along with your permission allow me to seize your RSS feed to stay up to date with forthcoming post. Thanks a million and please keep up the gratifying work.
Well I really liked reading it. This article provided by you is very practical for proper planning.
I’m not sure where you’re getting your information, but great topic. I needs to spend some time learning more or understanding more. Thanks for fantastic information I was looking for this info for my mission.
Pretty! This was a really wonderful post. Thank you for your provided information.
Excellent blog here! Also your website loads up fast! What host are you using? Can I get your affiliate link to your host? I wish my web site loaded up as quickly as yours lol
This is really interesting, You are a very skilled blogger. I’ve joined your rss feed and look forward to seeking more of your great post. Also, I’ve shared your web site in my social networks!
I like this web site very much, Its a very nice spot to read and obtain info . «Being powerful is like being a lady. If you have to tell people you are, you aren’t.» by Margaret Hilda Thatcher.
Thank you for sharing with us, I conceive this website truly stands out : D.
Glad to be one of many visitants on this awing site : D.
I’m just commenting to let you understand what a remarkable discovery my cousin’s daughter encountered studying yuor web blog. She discovered a good number of pieces, with the inclusion of what it’s like to have a marvelous giving mindset to get folks with ease grasp specified complex topics. You really exceeded my expected results. I appreciate you for offering the insightful, trusted, revealing and as well as cool thoughts on this topic to Mary.
Hi would you mind letting me know which webhost you’re utilizing? I’ve loaded your blog in 3 completely different internet browsers and I must say this blog loads a lot faster then most. Can you suggest a good web hosting provider at a fair price? Thanks, I appreciate it!
Thank you for the auspicious writeup. It in fact used to be a amusement account it. Look complex to far brought agreeable from you! However, how could we communicate?
What i do not understood is if truth be told how you are now not actually a lot more well-favored than you may be now. You’re so intelligent. You already know thus significantly in terms of this subject, produced me in my view believe it from a lot of various angles. Its like men and women are not fascinated unless it¦s one thing to do with Girl gaga! Your own stuffs excellent. At all times deal with it up!
Hey! I just wanted to ask if you ever have any trouble with hackers? My last blog (wordpress) was hacked and I ended up losing months of hard work due to no data backup. Do you have any solutions to prevent hackers?
magnificent post, very informative. I’m wondering why the opposite experts of this sector don’t notice this. You must proceed your writing. I am confident, you’ve a great readers’ base already!