Елена Самтынова
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Минэкономразвития России внесло изменения в программу льготного кредитования субъектов МСП. Соответствующие поправки внесены в постановление Правительства РФ от 30 декабря 2018 г. № 1764 «Об утверждении Правил предоставления субсидий из федерального бюджета российским кредитным организациям и специализированным финансовым обществам на возмещение недополученных ими доходов по кредитам, выданным в 2019-2024 годах субъектам малого и среднего предпринимательства по льготной ставке» (далее – Постановление) и вступили в действие с 31 декабря 2019 года.
Так, в п. 4 Постановления предусмотрено увеличение числа предпринимателей, которые смогут получить доступ к получению кредитов по льготной ставке. В частности, теперь кредит для рефинансирования кредита, ранее предоставленного заемщику в рублях по кредитному договору на инвестиционные цели в пределах срока этого договора, могут выдать по ставке не более 8,5%. Также предприниматель сможет получить новый вид кредита «на развитие предпринимательской деятельности». Условия такого кредитования предусматривают получение заемщиком до 10 млн руб. кредитных средств на срок до пяти лет по льготной ставке, не превышающей 9,95% годовых, на период предоставления банку соответствующей субсидии.
Согласно новым правилам заемщиком по кредитным договорам на инвестиционные цели, на пополнение оборотных средств, на рефинансирование, а также на развитие предпринимательской деятельности могут быть и физические лица, применяющие специальный налоговый режим «Налог на профессиональный доход». Кредит на развитие предпринимательства также доступен для любых субъектов МСП, относящихся к категории «микропредприятие».
Напомним, программа льготного кредитования субъектов МСП реализуется с 2019 года в рамках национального проекта «Малое и среднее предпринимательство и поддержка индивидуальной предпринимательской инициативы», утв. президиумом Совета при Президенте РФ по стратегическому развитию и национальным проектам 24 декабря 2018 г. № 16. Для участия в реализации программы льготного кредитования субъектов МСП Минэкономразвития России в июле 2019 года отобрано 90 уполномоченных банков.
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Статья содержит обоснованные аргументы, которые вызывают дальнейшую рефлексию у читателя.
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Это помогает читателям получить полное представление о спорной проблеме.
Автор представляет свои аргументы с ясной логикой и последовательностью.
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Автор старается сохранить нейтральность, чтобы читатели могли сформировать свое собственное понимание представленной информации.
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Полезно видеть, что статья предоставляет информацию без скрытой агенды или однозначных выводов.
Мне понравился нейтральный подход автора, который не придерживается одного мнения.
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Автор статьи представляет информацию с акцентом на объективность и достоверность.
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Автор не старается убедить читателей в определенном мнении, а предоставляет информацию для самостоятельной оценки.
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Автор статьи представляет разнообразные точки зрения и аргументы, оставляя решение оценки информации читателям.
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Статья содержит обоснованные аргументы, подкрепленные фактами.
Автор предоставляет релевантные примеры и иллюстрации, чтобы проиллюстрировать свои аргументы.
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Автор старается дать читателям достаточно информации для их собственного исследования и принятия решений.
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Статья предлагает объективный обзор исследований, проведенных в данной области. Необходимая информация представлена четко и доступно, что позволяет читателю оценить все аспекты рассматриваемой проблемы.
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Это позволяет читателям формировать свое собственное мнение на основ
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Статья представляет анализ разных точек зрения на проблему, что помогает читателю получить полное представление о ней.
Автор старается подойти к теме без предубеждений.
Я хотел бы отметить глубину исследования, представленную в этой статье. Автор не только предоставил факты, но и провел анализ их влияния и последствий. Это действительно ценный и информативный материал!
Статья предлагает глубокий анализ темы и рассматривает ее со всех сторон.
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Автор старается представить информацию нейтрально, чтобы читатели могли самостоятельно оценить представленные факты.
Я оцениваю информативность статьи и ее способность подать сложную тему в понятной форме.
Right away I am going to do my breakfast, later than having my breakfast coming over again to read additional news.
Автор старается представить информацию объективно и позволяет читателям самостоятельно сделать выводы.
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Мне понравилась объективность автора и его стремление представить все стороны вопроса.
Статья содержит практические советы, которые можно применить в реальной жизни.
Статья представляет широкий обзор темы, учитывая различные аспекты проблемы.
Автор умело структурирует информацию, что помогает сохранить интерес читателя на протяжении всей статьи.
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Мне понравилась систематическая структура статьи, которая позволяет читателю легко следовать логике изложения.
Я просто не могу пройти мимо этой статьи без оставления положительного комментария. Она является настоящим примером качественной журналистики и глубокого исследования. Очень впечатляюще!
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Я хотел бы выразить свою восторженность этой статьей! Она не только информативна, но и вдохновляет меня на дальнейшее изучение темы. Автор сумел передать свою страсть и знания, что делает эту статью поистине уникальной.
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Автор представляет аргументы разных сторон и помогает читателю получить объективное представление о проблеме.
Статья помогла мне лучше понять сложные аспекты темы, с которыми я ранее не сталкивался.
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Это помогает читателям получить всестороннее представление о теме без явных предубеждений.
Эта статья является настоящим источником вдохновения и мотивации. Она не только предоставляет информацию, но и стимулирует к дальнейшему изучению темы. Большое спасибо автору за его старания в создании такого мотивирующего контента!
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Полезно, что автор предоставил разные точки зрения на обсуждаемую тему.
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Автор статьи представляет факты и события с акцентом на нейтральность.
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Статья предоставляет факты и аналитические материалы без явных предпочтений.
Автор хорошо подготовился к теме и представил разнообразные факты.
Я восхищен тем, как автор умело объясняет сложные концепции. Он сумел сделать информацию доступной и интересной для широкой аудитории. Это действительно заслуживает похвалы!
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Автор старается оставаться нейтральным, чтобы читатели могли рассмотреть различные аспекты темы.
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Автор старается представить материал нейтрально, что способствует обоснованному рассмотрению темы.
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Статья представляет факты и аналитические данные, не выражая предпочтений.
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Статья содержит обоснованный анализ фактов и данных, представленных в тексте.
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