Банковскую комиссию по обязательным платежам могут запретить

Наталья Ключевская

Банковскую комиссию по обязательным платежам могут запретить
peshkova / Depositphotos.com

По сообщению, опубликованному на официальном сайте Госдумы, соответствующий законопроект уже готовится ко внесению в нижнюю палату парламента. Инициатором идеи выступает депутат Сергей Неверов.

В частности, предлагается ввести запрет на взимание банковской комиссии по коммунальным платежам. Речь идет о комиссии, которая обычно варьируется в пределах 0,5-2%. Последняя взимается с граждан за оплату обязательных платежей независимо от способа оплаты – наличными через кассу банка, онлайн, через банкомат. «Более того, в ряде случаев потребители платят фактически двойную комиссию – тому банку, через который платят, и банку, в котором обслуживается ресурсоснабжающая организация», – подчеркивает парламентарий. Допуская возможность банков зарабатывать на коммерческих платежах и услугах, Невернов считает практику взимания комиссии за сам факт платежа в рассматриваемых случаях несправедливой, поскольку оплата ЖКХ представляет собой не услугу, а обязательство.

По словам автора инициативы, в законопроекте речь будет идти не только о платежах за ЖКУ, но и об оплате других обязательных платежей, включая пошлины и штрафы. Подчеркивается, что идею отмены банковской комиссии за такие платежи уже поддержала Глава Банка России Эльвира Набиуллина.

Напомним, на рассмотрении в Госдуме уже находится законопроект, предусматривающий необходимость отмены так называемого банковского роуминга – комиссии при переводе денег между региональными подразделениями одного банка. Документ готовится к принятию во втором чтении.

Источник: garant.ru

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