Наталья Ключевская
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Участники программы государственного софинансирования пенсионных накоплений должны сделать взнос на будущую пенсию до конца текущего года. Об этом напоминает ПФР на своем официальном сайте.
Напомним, уплата дополнительных страховых взносов на накопительную пенсию дает возможность увеличить будущую пенсию застрахованных лиц, которые подали заявление о вступлении в программу государственного софинансирования формирования пенсионных накоплений в срок до 31 декабря 2014 года и уплатили первый взнос до 31 января 2015 года. Так, если участник программы перечисляет на свою накопительную пенсию 2 тыс. руб. и более в год, то такую же сумму в пределах 2-12 тыс. руб. в год перечислит на его индивидуальный лицевой счет государство. Пенсионные выплаты с учетом государственного софинансирования гражданин сможет получить при оформлении накопительной пенсии.
Существует два способа внести взнос по программе:
уплатить его самостоятельно через кредитную организацию (бланк платежной квитанции с необходимыми реквизитами можно получить в банке, клиентской службе ПФР по месту жительства или сформировать с помощью электронного сервиса ПФР);внести через работодателя (для этого требуется подать в бухгалтерию заявление в произвольной форме с указанием размера платежа в денежной сумме или в процентах от зарплаты).
Взносы можно перечислять равными платежами в течение года (например, платить по 1 тыс. руб. в месяц) или разовым платежом (в декабре перечислить 12 тыс. руб.). Причем независимо от используемого способа перечисления средств они не облагаются НДФЛ, и участники программы могут воспользоваться социальным налоговым вычетом на сумму уплаченных взносов.
Контролировать формирование средств в рамках программы софинансирования можно через личный кабинет на сайте ПФР, на портале госуслуг, а также посредством полученных в ПФР или МФЦ выписок из лицевого счета. Там отражается вся информация, включая совершенные платежи, поступившее государственное софинансирование и полученный от этих средств инвестиционный доход.
ПФР обращает внимание на право работодателей принимать участие в программе софинансирования пенсионных накоплений своих сотрудников. «На сумму ежегодного взноса работодателя в пределах 12 тыс. руб. за одного работника не начисляются страховые взносы на обязательное пенсионное страхование. Помимо этого, взносы работодателя включаются в состав расходов, учитываемых при налогообложении прибыли», – подчеркивается в сообщении.
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Я оцениваю четкость и последовательность изложения информации в статье.
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Nice respond in return of this issue with firm arguments and explaining all on the topic of that.
Я оцениваю степень детализации информации в статье, которая позволяет получить полное представление о проблеме.
Статья ясно описывает факты и события, связанные с обсуждаемой темой.
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Я очень доволен, что прочитал эту статью. Она не только предоставила мне интересные факты, но и вызвала новые мысли и идеи. Очень вдохновляющая работа, которая оставляет след в моей памяти!
I got what you mean , thanks for putting up.Woh I am pleased to find this website through google.
Читателям предоставляется возможность ознакомиться с различными точками зрения и принять информированное решение.
Мне понравилась глубина исследования, проведенного автором, для подкрепления своих утверждений.
I couldn’t resist commenting
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Автор предоставляет разнообразные источники для более глубокого изучения темы.
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Статья предлагает глубокий анализ темы и рассматривает ее со всех сторон.
Some really wonderful information, Gladiolus I observed this. «War does not determine who is right — only who is left.» by Bertrand Russell.
Автор предлагает объективный анализ различных решений, связанных с проблемой.
Увеличение ссылочной массы: Ключевой фактор в росте DR сайта. Увеличение ссылочной массы является неотъемлемой частью стратегии роста DR сайта. Этот процесс требует систематического и длительного подхода, включающего в себя поиск высококачественных ссылок, мониторинг и анализ ссылочной массы, а также адаптацию к постоянно меняющемуся окружению поисковых систем. Понимание этих аспектов и их правильная реализация помогут сайту достичь более высокого DR, что в свою очередь улучшит его ранжирование, привлечет больше органического трафика и повысит успех онлайн-присутствия бизнеса.
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Мне понравилась четкая структура статьи, которая помогает легко ориентироваться в тексте.
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Статья представляет информацию в обобщенной форме, предоставляя ключевые факты и статистику.
Автор представил четкую и структурированную статью, основанную на фактах и статистике.
Эта статья является настоящим сокровищем информации. Я был приятно удивлен ее глубиной и разнообразием подходов к рассматриваемой теме. Спасибо автору за такой тщательный анализ и интересные факты!
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Статья предоставляет разнообразные исследования и мнения экспертов, обеспечивая читателей нейтральной информацией для дальнейшего рассмотрения темы.
Информационная статья предлагает взвешенный подход к обсуждаемой теме, аргументируя свои выводы доказательствами и статистикой.
Have you ever thought about including a little bit more than just your articles? I mean, what you say is fundamental and everything. Nevertheless think of if you added some great pictures or videos to give your posts more, «pop»! Your content is excellent but with images and videos, this blog could definitely be one of the most beneficial in its niche. Awesome blog!
Я просто не могу пройти мимо этой статьи без оставления положительного комментария. Она является настоящим примером качественной журналистики и глубокого исследования. Очень впечатляюще!
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Автор представляет свои идеи объективно и не прибегает к эмоциональным уловкам.
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Today, I went to the beach front with my children. I found a sea shell and gave it to my 4 year old daughter and said «You can hear the ocean if you put this to your ear.» She put the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is entirely off topic but I had to tell someone!
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