В Минобрнауки России рассказали, как получить образовательный кредит

Елена Самтынова

В Минобрнауки России рассказали, как получить образовательный кредит
Wavebreakmedia / Depositphotos.com

Правительство РФ в августе установило фиксированную кредитную ставку за пользование образовательным кредитом в размере 3% годовых. Во время учебы заемщик-студент должен выплатить только проценты по кредиту, а основной долг подлежит возврату в течение 15 лет после окончания вуза. Досрочное погашение кредита (в том числе частичное) возможно в любое время (Постановление Правительства РФ от 19 августа 2020 г. № 1256). Подробнее о принятом решении портал ГАРАНТ.РУ писал ранее.

Минобрнауки России разъяснило1, каким образом можно получить образовательный кредит. Так, кредит можно взять на оплату как одного семестра или года, так и всего периода обучения в российском вузе с действующей лицензией. В случае если образовательный кредит был взят ранее, до вступления в силу постановления о пониженной ставке 3%, граждане вправе обратиться в кредитную организацию, выдавшую кредит, и заключить дополнительное соглашение по переходу на новую программу с фиксированной процентной ставкой 3%.

 Все важные документы и новости о коронавирусе COVID-19 – в ежедневной рассылке Подписаться

Подготовлена инфографика с пошаговым описанием действий для получения образовательного кредита. Для оформления указанного вида кредита студенту необходимо:

выбрать вуз и программу обучения; заключить с вузом договор на оказание платных образовательных услуг; собрать необходимые документы для получения кредита и предоставить их в банк. Предусматривается вариант предоставления кредита заемщику, не достигшему совершеннолетия, в этом случае необходимо собрать расширенный пакет документов; дождаться одобрения банком кредитной заявки, после чего кредитные средства будут перечисляться сначала на счет заемщика, а затем автоматически на счет вуза; прибыть в вуз в первый день обучения, так как средства за первый семестр обучения будут получены образовательной организацией.

В данный момент сообщается о подписании министерством соглашения по выдаче образовательных кредитов под 3% с ПАО «Сбербанк».

_____________________________

1 С информацией Минобрнауки России можно ознакомиться на официальном сайте министерства (https://www.minobrnauki.gov.ru/ru/press-center/card/?id_4=2999).

Источник: garant.ru

80 комментария

Hi, Neat post. There’s a problem with your website in internet explorer, could test this… IE still is the market chief and a large component of people will leave out your magnificent writing because of this problem.

I was very pleased to seek out this internet-site.I wished to thanks for your time for this wonderful read!! I positively having fun with each little little bit of it and I have you bookmarked to take a look at new stuff you blog post.

Hey! This is my 1st comment here so I just wanted to give a quick shout out and tell you I truly enjoy reading through your posts. Can you recommend any other blogs/websites/forums that deal with the same subjects? Thanks!

Thank you for the sensible critique. Me and my neighbor were just preparing to do a little research on this. We got a grab a book from our local library but I think I learned more from this post. I am very glad to see such fantastic info being shared freely out there.

Good day! Do you know if they make any plugins to help with Search Engine Optimization? I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good results. If you know of any please share. Many thanks!

I’ve been browsing online more than 3 hours today, yet I never found any interesting article like yours. It is pretty worth enough for me. In my view, if all site owners and bloggers made good content as you did, the web will be much more useful than ever before.

Уведомление: BK8 THAI CASINO

Yesterday, while I was at work, my sister stole my iPad and tested to see if it can survive a 25 foot drop, just so she can be a youtube sensation. My iPad is now broken and she has 83 views. I know this is completely off topic but I had to share it with someone!

This is the right blog for anyone who wants to find out about this topic. You realize so much its almost hard to argue with you (not that I actually would want…HaHa). You definitely put a new spin on a topic thats been written about for years. Great stuff, just great!

The next time I read a blog, I hope that it doesnt disappoint me as much as this one. I mean, I know it was my choice to read, but I actually thought youd have something interesting to say. All I hear is a bunch of whining about something that you could fix if you werent too busy looking for attention.

I’ve been browsing online greater than three hours as of late, yet I by no means discovered any attention-grabbing article like yours. It¦s pretty worth enough for me. In my view, if all webmasters and bloggers made good content material as you probably did, the net will probably be a lot more useful than ever before.

With havin so much written content do you ever run into any issues of plagorism or copyright infringement? My blog has a lot of exclusive content I’ve either authored myself or outsourced but it looks like a lot of it is popping it up all over the internet without my authorization. Do you know any ways to help reduce content from being stolen? I’d really appreciate it.

Thanks for ones marvelous posting! I actually enjoyed reading it, you will be a great author.I will remember to bookmark your blog and may come back someday. I want to encourage you to definitely continue your great writing, have a nice weekend!

Sight Care is a visual wellness supplement that is currently available in the market. According to the Sight Care makers, it is efficient and effective in supporting your natural vision

Уведомление: dig this

A person necessarily help to make significantly posts I might state. That is the very first time I frequented your website page and to this point? I surprised with the research you made to make this actual submit amazing. Great task!

I do enjoy the way you have framed this particular concern plus it does indeed supply me some fodder for thought. Nevertheless, through what precisely I have seen, I simply hope when other feedback pile on that men and women stay on point and in no way get started on a soap box involving some other news of the day. Still, thank you for this exceptional piece and though I do not really agree with this in totality, I value the viewpoint.

An interesting discussion is worth comment. I think that you should write more on this topic, it might not be a taboo subject but generally people are not enough to speak on such topics. To the next. Cheers

Do you have a spam issue on this site; I also am a blogger, and I was curious about your situation; we have developed some nice practices and we are looking to swap strategies with other folks, be sure to shoot me an e-mail if interested.

This blog is definitely rather handy since I’m at the moment creating an internet floral website – although I am only starting out therefore it’s really fairly small, nothing like this site. Can link to a few of the posts here as they are quite. Thanks much. Zoey Olsen

Unquestionably imagine that that you stated. Your favorite reason seemed to be on the net the simplest factor to understand of. I say to you, I definitely get annoyed even as other folks consider issues that they just do not recognise about. You controlled to hit the nail upon the top as smartly as defined out the entire thing with no need side-effects , people can take a signal. Will likely be again to get more. Thanks

Good – I should certainly pronounce, impressed with your website. I had no trouble navigating through all the tabs as well as related info ended up being truly easy to do to access. I recently found what I hoped for before you know it at all. Reasonably unusual. Is likely to appreciate it for those who add forums or anything, site theme . a tones way for your client to communicate. Nice task..

Simply want to say your article is as astounding. The clearness for your post is simply cool and i can think you’re knowledgeable in this subject. Well with your permission let me to snatch your feed to stay up to date with drawing close post. Thanks a million and please keep up the enjoyable work.

Добавить комментарий

*

двенадцать − одиннадцать =