Принят закон о приоритете восстановительного ремонта по ОСАГО!

Принят закон о приоритете восстановительного ремонта по ОСАГО!

Согласно новым правилам, при наступлении страхового случая страховщик, после осмотра поврежденного транспортного средства и проведения его независимой технической экспертизы, будет выдавать потерпевшему направление на ремонт автомобиля на СТО, с которой у него заключен договор, и оплачивать работы в соответствии с Методикой определения расходов на восстановительный ремонт. 

При этом уточняется, что бывшие в употреблении или восстановленные комплектующие изделия при таком ремонте нельзя будет использовать, если страховщик и потерпевший не договорятся об ином. 

В соответствии с поправками, на страховщика возлагается обязанность размещать и поддерживать в актуальном состоянии на своем официальном сайте в Интернете информацию о перечне СТО, с которыми у него заключены договоры, c указанием адресов их места нахождения, марок и года выпуска обслуживаемых транспортных средств. 

Также определены требования к восстановительному ремонту. 

К примеру, его срок не должен превышать 30 дней, а страховщик не может направить автомобиль на ремонт, если СТО, где должны быть произведены восстановительные работы, находится дальше 50 километров от места происшествия или места жительства потерпевшего. 

При этом установлен 6-месячный гарантийный срок на работы, а на кузовные работы и работы, cвязанные с использованием лакокрасочных материалов гарантия распространяется на протяжении 12 месяцев. 

Кроме того, согласно поправкам потерпевший получит право самостоятельно организовывать восстановительный ремонт на СТО, с которой у страховщика отсутствует договор . Для этого ему необходимо будет направить на имя страховщика соответствующее заявление и получить письменное согласие. В случае согласия страховщик должен будет выдать потерпевшему направление на восстановительный ремонт и оплатить его. 

Одновременно определяется и перечень случаев, когда возможно получение денежной выплаты. Этот перечень является исчерпывающим. 

Так, получить денежную компенсацию будет можно будет в следующих случаях: 

— полной гибели транспортного средства; 

— если затраты на ремонт превышают размер страхового возмещения; 

— причинения в результате ДТП тяжкого или средней тяжести вреда здоровью потерпевшего; 

— смерти потерпевшего; 

— если потерпевший является инвалидом; 

— наличия письменного соглашения между страховщиком и потерпевшим; 

— если потерпевший отказался от доплаты за ремонт. 

Документ вступает в силу 28 апреля за исключением нормы о праве потерпевшего получить выплату по ОСАГО в результате столкновения двух и более транспортных средств – она вступит в силу с 27 сентября 2017 года.

Источник: osincev.org

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