Предлагается запретить автоматическое взыскание долга по кредиту за счет соцвыплат

Маргарита Горовцова

Предлагается запретить автоматическое взыскание долга по кредиту за счет соцвыплат
dizajnersab.mail.ru / Depositphotos.com

Группа депутатов Госдумы и сенаторов РФ разработала законопроект1, который предоставляет защиту от взыскания некоторым социальным выплатам. Банки не смогут принудительно взыскивать в счет уплаты кредита поступления, которые перечислены в ч. 1 ст. 101 Федерального закона от 2 октября 2007 г. № 229-ФЗ «Об исполнительном производстве»:

возмещение вреда здоровью или в связи со смертью кормильца; компенсации гражданам, которые получили увечья при исполнении служебных обязанностей; компенсации жертвам радиационных или техногенных катастроф; единовременная помощь пострадавшим от стихийного бедствия, теракта и т.п.; алименты; детские пособия; единовременная «школьная» выплата в размере 10 тыс. руб., которую родители получали в текущем году, и т. д.

Может ли банк включать в договор кредита условие о том, что в составе платежа в первую очередь в счет исполнения обязательств заемщика перед банком подлежат погашению суммы неустоек и процентов и лишь затем — сумма основного долга? Узнайте ответ из Энциклопедии решений. Договоры и иные сделки системы ГАРАНТ. Получите полный доступ на 3 дня бесплатно!

Получить доступ

Этот список будет пополнен еще одной выплатой – денежные выплаты малоимущим в рамках государственной соцпомощи, в том числе на основании социального контракта.

Для того чтобы банк мог погасить долги по кредиту за счет этих выплат, ему необходимо будет получать дополнительное согласие заемщика, причем отдельно по каждому поступлению. Но если у заемщика изменятся обстоятельства и ему срочно понадобятся деньги, такое согласие можно будет отозвать в течение двух недель. В таком случае банк обязан будет вернуть средства на счет в течение трех календарных дней.

Должник же сможет в течение семи дней пополнить счет аналогичной суммой, причем задолженность в такой сумме не будет считаться просроченной в течение этой недели (то есть на нее не будут начисляться штрафы и пеня).

Предлагаемые поправки касаются обязательств, обеспеченных ипотекой. Изменения планируется внести в Федеральный закон от 21 декабря 2013 г. № 353-ФЗ «О потребительском кредите (займе)».

_____________________________

1 С текстом законопроекта № 1248303-7 «О внесении изменений в отдельные законодательные акты Российской Федерации» и материалами к нему можно ознакомиться на официальном сайте Госдумы.

Источник: garant.ru

110 комментария

That is the suitable blog for anyone who needs to search out out about this topic. You understand a lot its nearly onerous to argue with you (not that I actually would need…HaHa). You definitely put a new spin on a topic thats been written about for years. Nice stuff, just great!

Hey there would you mind sharing which blog platform you’re using? I’m planning to start my own blog in the near future but I’m having a hard time selecting between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your design seems different then most blogs and I’m looking for something completely unique. P.S Apologies for being off-topic but I had to ask!

Have you ever considered publishing an e-book or guest authoring on other websites? I have a blog based on the same information you discuss and would really like to have you share some stories/information. I know my visitors would appreciate your work. If you’re even remotely interested, feel free to shoot me an email.

Good – I should certainly pronounce, impressed with your site. I had no trouble navigating through all the tabs and related information ended up being truly simple to do to access. I recently found what I hoped for before you know it in the least. Quite unusual. Is likely to appreciate it for those who add forums or anything, website theme . a tones way for your customer to communicate. Nice task..

The next time I learn a weblog, I hope that it doesnt disappoint me as a lot as this one. I imply, I do know it was my choice to learn, but I actually thought youd have one thing attention-grabbing to say. All I hear is a bunch of whining about one thing that you would repair in the event you werent too busy on the lookout for attention.

A lot of whatever you assert is astonishingly accurate and that makes me ponder why I had not looked at this with this light previously. This particular piece really did switch the light on for me as far as this particular issue goes. Nevertheless there is actually one particular factor I am not really too cozy with so while I make an effort to reconcile that with the core theme of your position, allow me observe what the rest of your visitors have to say.Very well done.

Hey there! I just wanted to ask if you ever have any problems with hackers? My last blog (wordpress) was hacked and I ended up losing several weeks of hard work due to no data backup. Do you have any solutions to prevent hackers?

Hi, i read your blog occasionally and i own a similar one and i was just wondering if you get a lot of spam remarks? If so how do you prevent it, any plugin or anything you can recommend? I get so much lately it’s driving me mad so any help is very much appreciated.

Attractive section of content. I just stumbled upon your website and in accession capital to assert that I get actually enjoyed account your blog posts. Any way I’ll be subscribing to your feeds and even I achievement you access consistently fast.

I just could not depart your web site prior to suggesting that I actually enjoyed the standard information a person provide for your visitors? Is gonna be back often in order to check up on new posts

This is really interesting, You are a very skilled blogger. I have joined your rss feed and look forward to seeking more of your magnificent post. Also, I’ve shared your web site in my social networks!

Greetings! I’ve been following your weblog for a while now and finally got the bravery to go ahead and give you a shout out from Porter Texas! Just wanted to tell you keep up the good work!

Wow that was odd. I just wrote an incredibly long comment but after I clicked submit my comment didn’t show up. Grrrr… well I’m not writing all that over again. Anyway, just wanted to say fantastic blog!

Уведомление: auto swiper
Уведомление: พรมรถยนต์

What¦s Taking place i am new to this, I stumbled upon this I’ve discovered It positively useful and it has aided me out loads. I am hoping to give a contribution & aid other customers like its helped me. Good job.

There are certainly a whole lot of details like that to take into consideration. That could be a great point to convey up. I offer the thoughts above as basic inspiration but clearly there are questions just like the one you bring up the place the most important thing will be working in trustworthy good faith. I don?t know if finest practices have emerged round things like that, however I am certain that your job is clearly recognized as a good game. Both girls and boys feel the impact of just a second’s pleasure, for the remainder of their lives.

FitSpresso is a natural weight loss supplement that will help you maintain healthy body weight without having to deprive your body of your favorite food or take up exhausting workout routines.

Excellent read, I just passed this onto a colleague who was doing some research on that. And he actually bought me lunch since I found it for him smile So let me rephrase that: Thanks for lunch!

After study a few of the blog posts on your website now, and I truly like your way of blogging. I bookmarked it to my bookmark website list and will be checking back soon. Pls check out my web site as well and let me know what you think.

Thanks for sharing superb informations. Your website is so cool. I am impressed by the details that you have on this website. It reveals how nicely you understand this subject. Bookmarked this web page, will come back for more articles. You, my pal, ROCK! I found just the information I already searched everywhere and just couldn’t come across. What a great site.

Admiring the dedication you put into your website and in depth information you provide. It’s awesome to come across a blog every once in a while that isn’t the same outdated rehashed information. Excellent read! I’ve bookmarked your site and I’m including your RSS feeds to my Google account.

Thank you, I’ve just been searching for information about this subject for ages and yours is the best I have came upon till now. However, what in regards to the bottom line? Are you certain in regards to the supply?

Excellent goods from you, man. I have understand your stuff previous to and you’re just too wonderful. I really like what you’ve acquired here, really like what you’re stating and the way in which you say it. You make it entertaining and you still take care of to keep it sensible. I can’t wait to read far more from you. This is really a tremendous site.

Hi, Neat post. There’s an issue along with your website in web explorer, might test this?K IE still is the market leader and a good component of people will leave out your magnificent writing due to this problem.

I am really loving the theme/design of your site. Do you ever run into any internet browser compatibility problems? A small number of my blog audience have complained about my website not working correctly in Explorer but looks great in Chrome. Do you have any ideas to help fix this issue?

Nice post. I was checking continuously this blog and I’m impressed! Extremely helpful information specifically the last part 🙂 I care for such info a lot. I was seeking this particular info for a long time. Thank you and good luck.

Wonderful beat ! I wish to apprentice at the same time as you amend your web site, how could i subscribe for a blog site? The account helped me a acceptable deal. I have been a little bit familiar of this your broadcast provided shiny clear idea

It is perfect time to make a few plans for the future and it is time to be happy. I have read this post and if I may I wish to counsel you few fascinating things or advice. Maybe you can write next articles relating to this article. I wish to read more things about it!

What¦s Happening i am new to this, I stumbled upon this I’ve discovered It positively useful and it has helped me out loads. I am hoping to give a contribution & assist different customers like its aided me. Great job.

You can certainly see your skills in the work you write. The world hopes for more passionate writers like you who are not afraid to say how they believe. Always go after your heart.

My partner and I stumbled over here coming from a different page and thought I might check things out. I like what I see so now i’m following you. Look forward to looking at your web page again.

obviously like your web-site but you need to check the spelling on quite a few of your posts. A number of them are rife with spelling issues and I find it very troublesome to tell the truth nevertheless I’ll certainly come back again.

ProNerve 6 nerve relief formula stands out due to its advanced formula combining natural ingredients that have been specifically put together for the exceptional health advantages it offers.

Have you ever thought about publishing an ebook or guest authoring on other blogs? I have a blog based on the same information you discuss and would love to have you share some stories/information. I know my subscribers would value your work. If you are even remotely interested, feel free to shoot me an e mail.

Very interesting details you have remarked, regards for putting up. «The thing always happens that you really believe in and the belief in a thing makes it happen.» by Frank Lloyd Wright.

Pretty section of content. I just stumbled upon your site and in accession capital to assert that I acquire in fact enjoyed account your blog posts. Any way I’ll be subscribing to your augment and even I achievement you access consistently fast.

Heya i’m for the first time here. I found this board and I to find It truly useful & it helped me out a lot. I am hoping to provide one thing again and help others like you aided me.

Hi I am so happy I found your web site, I really found you by error, while I was researching on Google for something else, Anyways I am here now and would just like to say thanks for a fantastic post and a all round interesting blog (I also love the theme/design), I don’t have time to go through it all at the moment but I have bookmarked it and also included your RSS feeds, so when I have time I will be back to read a great deal more, Please do keep up the great job.

Hello there! I know this is somewhat off topic but I was wondering which blog platform are you using for this site? I’m getting tired of WordPress because I’ve had problems with hackers and I’m looking at options for another platform. I would be great if you could point me in the direction of a good platform.

The following time I learn a weblog, I hope that it doesnt disappoint me as a lot as this one. I mean, I do know it was my choice to read, but I really thought youd have something attention-grabbing to say. All I hear is a bunch of whining about something that you could possibly fix when you werent too busy searching for attention.

Добавить комментарий

*

2 × три =